For a long time, many romanians have felt lost in a financial system marked by technical jargon, hidden conditions, and a lack of openness. That begins to change with the launch of OferteBancare.ro, the first platform in Romania to unite banking services, loan brokerage, real estate solutions, and financial education in one place.

Created by Claudiu Trandafir, economist and financial expert with more than 25 years of experience, and developed in partnership with Kiwi Finance, the country’s leading credit brokerage network, this project was designed with a simple mission: to serve people first, not institutions.

Experience meets purpose: Claudiu Trandafir’s path to OferteBancare.ro

Drawing on decades of work in both Romanian and international banking, Claudiu Trandafir has seen up close how difficult it is for individuals and families to make financial choices without access to transparent, reliable information. That understanding shaped the foundation of OferteBancare.ro: a platform built to empower people with clarity, trust, and guidance in every financial step they take.

“Romanians need transparency, both in the public and personal economy. Too often, I have met people who made wrong decisions simply because they did not have all the information at hand. The experience I have gained in over 25 years has led me to cut through the noise and reallocate information in a transparent way. There is no cost to the customer – the advice is free, as it should be. I believe every situation must be win-win: customers, banks, and brokers all have to gain,” explains Claudiu Trandafir.

This philosophy is what gave birth to OferteBancare.ro: a platform built to bring clarity where confusion once reigned, and trust where skepticism had taken root.

From brokers to people: a platform built on trust

Unlike traditional banking tools, OferteBancare.ro is not designed to promote a single institution’s products. It is a neutral, transparent space where people can see all their options, compare them, and receive professional guidance without pressure.

The platform brings together the most experienced loan brokers from the Kiwi Finance network. These professionals are trained not only to secure the best deals but also to place the client’s interest first.

Money exists in the market. Banks want to lend. Families want homes. Entrepreneurs want to grow. What was missing was a bridge – a fair, transparent system to connect all these needs. OferteBancare.ro is that bridge.

Free financial education for everyone

A key mission of the platform is to educate people about money. For many Romanians, financial education has been inaccessible, leaving them vulnerable to confusing terms and hidden costs.

Through OferteBancare.ro, anyone can access:

• Clear guides about lending and saving.
• Step-by-step explanations of banking concepts like fixed vs. variable interest.
• Direct access to a loan specialist from the Kiwi Finance network.

This isn’t about selling. It’s about teaching people how to make informed, responsible decisions for themselves and their families.

Beyond finance: a complete real estate partnership

For the first time in Romania, OferteBancare.ro also integrates real estate services. In partnership with GKM Group, the platform offers not only lending support but also real estate consultancy, design, and construction solutions.

“I believe it is time to operate together, as the most reliable and competitive in the field, to guarantee quality for one another and to ensure people are no longer deceived or misled. Their best interest must always come first,” says Claudiu Trandafir.

Marius Băițelu, CEO of GKM Group, adds:
“Our collaboration with OferteBancare.ro perfectly complements the services we offer through RE/MAX Klass and our construction division. Clients can now enjoy a complete package: real estate consulting, building solutions, and the confidence that their financial decisions are well grounded. Together we provide a smarter, safer way to build.”

Simple tools, powerful impact

The platform is designed to be simple, intuitive, and human-friendly. Users can:

• Compare credit offers from multiple banks instantly.
• Understand the true cost of a loan with transparent calculations.
• Access free financial advice from certified brokers.
• Explore real estate and construction options in one place.

By combining these elements, OferteBancare.ro aims to transform how Romanians approach their financial and real estate choices.

Building a culture of transparency

At its core, OferteBancare.ro is about changing the culture of finance in Romania. Too often, contracts were signed without understanding. Too often, trust was broken between banks and clients. This platform’s mission is to put information back into the hands of the people.

“Every decision should be made with clarity. Every agreement should be transparent. And every person deserves to feel safe when making financial choices,” says Claudiu Trandafir.

A tool for people, not just for today

OferteBancare.ro is not just a platform; it is the beginning of a community. Customers, brokers, banks, and real estate professionals are invited to work together toward a fairer, more transparent financial environment.

Looking forward, the platform will expand to include:

• Interactive financial education courses.
• AI-driven personalized recommendations.
• Online communities where people can share experiences.
• Loyalty programs that reward informed financial choices.

The vision is long-term: to create a Romania where financial literacy and trust are the norm, not the exception.

OferteBancare.ro: redefining the way Romanians approach finance

A shift in perspective. Until now, Romanians often faced a financial system that felt complicated, fragmented, and far removed from their daily needs. The arrival of OferteBancare.ro changes this reality, offering for the first time an integrated space where banking, brokerage, real estate, and financial education meet under one roof.

A story built on experience. Behind the platform stands Claudiu Trandafir, an economist who spent more than 25 years in both international and local banking. In partnership with Kiwi Finance, he transformed decades of knowledge into a tool meant to simplify people’s lives and restore confidence in financial choices.

A promise of clarity. OferteBancare.ro does not exist to sell products but to explain them, compare them, and make them understandable. The platform brings transparency to every step, giving people the confidence to decide what truly fits their situation.

A future shaped by trust. More than a launch, this moment represents the beginning of a cultural change in Romania’s financial landscape — one where clarity, fairness, and accessibility are no longer exceptions but the standard. With OferteBancare.ro, that future is now within reach.